01 - Lay each flour tortilla flat on a clean work surface.
02 - Using a spoon or spatula, evenly spread 1/4 cup vanilla Greek yogurt onto each tortilla, leaving a 1/2-inch border.
03 - Arrange one-quarter of the mixed berries and sliced banana down the center of each tortilla.
04 - Scatter 1/4 cup Cinnamon Toast Crunch cereal over the fruit filling.
05 - Drizzle with honey or maple syrup and sprinkle mini chocolate chips, if desired.
06 - Fold in the sides of each tortilla toward the center, then roll up tightly from the bottom to secure the filling.
07 - Slice each wrap in half with a sharp knife, if preferred, and serve immediately while the cereal remains crisp.